In a recent
conversation, the issue of health care came up. Reference was made to an article
in Time magazine in which the author talks about spending $190,000 on heart
surgery. He didn’t pay all of that. Insurance covered some. In the article the
author discussed medical centers which basically self-insure the patients. In
other words, hospitals are the insurance company. For instance, instead of
going to Wake Med and filing insurance with Blue Cross Blue Shield, Wake Med
would be the insurer. By being both, the management would do everything to keep
costs down on both entities. Competition for health care and health insurance
would come from Duke Hospitals and UNC Hospitals. Competition should drive down
prices.
“Health
care should be free,” the other person said. “If other countries can do it, so
can the United States.” He was reminded that nothing is free. Even if the
services were at no charge, someone would be paying for it through taxes and
fees. Nothing is free, so if someone starts talking about a single payer system
or free health care, please remind them that someone someplace must pay, so
it’s not free.
If
making healthcare free or, let’s say if controlling it through government would
be better, let’s do the same for other items of necessity such as legal advice
and accounting services. Everyone needs legal advice probably as often as
medical care, and with the cost of legal services skyrocketing as healthcare
services are, why not have a single payer system for legal advice? Same for
accounting services, especially when it comes to estate planning, filling out
and filing tax returns, and other reasons to hire an accountant, even if it’s
to figure out what to do when you win the $250 million Powerball or
MegaMillions lotteries.
One
last thought about controlling healthcare costs: While it takes more
“education” to be a heart surgeon than it does to be a general
practitioner/family doctor, who is worth more? Is it the heart surgeon who can
count on fingers and toes the number of surgeries performed annually or the GP
who sees and keeps healthy 10 to 100 times that many patients a year? The GP
is, no doubt, of greater service to mankind than the heart surgeon and therefore
should be rewarded so.
--------------------
Dictionary.com word of the day
internuncial
(verb) [in-ter-nuhn-shuh l]: serving to announce or connect
No comments:
Post a Comment
Please leave your comment here: